Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) was enacted with the goal of promoting accuracy, fairness,
and the privacy of personal information.
In this section you will find answers to frequently asked questions about fair credit
reporting. Click on a question to view the answer.
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Check your credit report often to make sure it is accurate.
It stays on your credit report forever.
Bankruptcy can stay on your credit report for 10 years. Once your debt is discharged, finance companies will see that you are debt free, and will be more compliant to loan to you.
You do not know what you are getting into these days. If the house has been sitting for a year or two they could have mold or Chinese Drywall. Do your homework to determine if you are getting a good deal, and a good title.