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Consumer Protection Program

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Questions

Financial Planning for the Future
The affects of Divorce during Bankruptcy
Bankruptcy and The IRS
Ch. 7
Difference between ch.7 and ch. 13
Student Loans
Life after Bankruptcy
Thinking of filing bankruptcy
Rules of Bankruptcy
General Questions
Creditors In Bankruptcy

Do I have to have a foreclosure judgment before you can wrap a deficiency judgment into a bankruptcy?

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No, your liability for a bankruptcy note does not have to have a deficiency judgment. The deficiency judgment is a liability on the note. If the note gets discharged in bankruptcy they can not come after you for the deficiency judgment.
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